Life-Style Term ® Insurance
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Guaranteed Renewable and Convertible Term Life Insurance to age 70
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options to age 100
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Description Summary for All Plans. Minimum $50,000 face amount.
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- Annual Renewable Term Life Insurance to Age 100
- 5 Year Level Premium to Age 70 with options to Age 100
- 10 Year Level Premium to Age 70 with options to Age 100
- 15 Year Level Premium to Age 70 with options to Age 100
- 20 Year Level Premium to Age 70 with options to Age 100
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Renewable
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Renewable without evidence of insurability to age 70. The premiums at renewal
are based on the then current premiums used for renewals for the same premium
class.
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- Annual Renewable Term Life Insurance to age 100. Convert on any policy
anniversary prior to age 65.
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- 5-Year Level Premium Term Life Insurance to age 70. Convert at the 9th
policy anniversary or age 65, whichever comes first.
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- 10 Year and 15 Year Level Premium Term Life Insurance to age 70. Convert at
the 14th policy anniversary or age 65, whichever comes first.
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- 20 Year Level Premium Term Life Insurance to age 70. Convert at the 19th
policy anniversary or age 65, whichever comes first.
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Available Riders:
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Premium Waiver
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Disability protection of premiums.
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Family Group
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Provides term insurance coverage for members of the immediate family.
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Addition of spouse
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Must be the spouse of the base insured. Minimum rider face amount $50,000 and a maximum of the basic policy face amount.
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Addition of up to 4 Insureds
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Must be related per a business or immediate family and dependents only. Minimum
rider face amount $50,000 and a maximum of the basic policy face amount. (PW and
FG-CO not available.) $50.00 annual policy fee.
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Life-Style Term - Speed Rates
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